Arizona Payday Loan and Cash Advance (AZ)
According to Arizona State law, it is required for payday loan lenders to operate with a valid license in the state. In the loan agreement, it must provide with a valid contact phone number and correspondence address for the purpose of protection and convenience of borrowers to file a complaint. At any one time, it is not allowed for payday loan lenders in Arizona State to sign more than one loan contract with a single borrower. Likewise for a borrower it is not allowed to have more than one overdue payday loan at any one time. Details of the Arizona payday loan requirements are summarised as follows:
- Maximum Payday Loan Amount: Arizona payday loan lenders are restricted to issue a maximum loan amount up to $500.
- Terms of Payday Loan: The term of loan given to all borrowers is minimum 5 days.
- Payday Loan Extensions: According to Arizona State law, it allows up to three renewals or extensions.
- Payday Loan Fees and Charges: The maximum payday loan fee is set to 15% of the total loan amount for any transaction or extension.
- Payday Loan APR Rate and Fee Schedules: The typical annual percentage rate (APR) for a 14 days payday loan of $100 is 459%.
To apply for an Arizona payday loan, why not check out our recommended list of online payday loan lenders below. They covers all 50 states including Arizona (AZ).






Pretty nice post. I just came by your blog and wanted to say
that I have really enjoyed browsing your posts. Anyway
I’ll be subscribing to your feed and I hope you post again soon!
Thanks for your comment